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Saturday, October 15, 2005

Change Your Life, Change Your Career And Get A New Job!. Consolidate Your Debt With a Home Equity Loan and Improve Your Credit Score.

Careers dictate resume format

Different careers use different forms of resumes. When you're working on your resume, beware of services that try to sell you on just one template, regardless of your target career. That's because formats of resumes really depend on the industry or position that you have. Lawyers have different resumes from professors who have different resumes from actors.

Writing resumes depends on what type of job you want

When you are trying to advance in your career, it is very important that you tailor your resumes to be consistent with industry wide standards. That's because recruiters in your field see lots of resumes. If they have to spend too much time looking at yours to understand what you're trying to say, you can bank on getting yours tossed in the trash.

When you're trying to change your career, it's even more important that you resumes match your target industry with the right format and content. You can find sample resumes that will help you get your own into shape. Certain parts of resumes only matter with specific fields or jobs. Don't broadcast your recent foray into a new career by not paying attention to how resumes are written for that career.

Confused about what resumes should look like for your target career? Don't panic. Find a service that has experience writing resumes in that field.

You can find a good one at a job search web site like Smart Job Guides or monster.

Change your life, change your career and get a new job! A site devoted to helping you get a new job by education and developing strategies on interviewing. This is a non-commercial resource site.

http://www.get-a-new-job.com

Article Source: http://EzineArticles.com/



Consolidate Your Debt With a Home Equity Loan and Improve Your Credit Score

A home equity loan is a loan based on the difference between what your current home value is and what you currently owe on your house. There are also mortgage companies that will loan a little over the equity you have in your home. They can usually do this safely because most homes appreciate in value over time.

If you have credit card debt at a high interest rate, or even at an average rate, you may want to consider getting a home equity loan to consolidate your credit card debt for a few reasons.

1. Having the credit card, but not being maxed out, or having the credit card paid off will boost your credit score. The amounts you owe make up about 30% of your credit score, that could be a huge difference if those accounts are paid off.

2. You can have a lower payment because of the lower interest rate you can get with a home equity loan. If having a lower payment helps you be able to make the payment on time, that will boost your score tremendously.

3. Lowering your payment will lower your debt to income ratio, which will help you when you go to get any other kind of financing in the future.

4. A home equity loan is usually set for about 5 years before it is paid off. Sometimes, making the minimum payments on your credits will never pay them off.

As you can see, there are some great benefits to consolidating your debt with a home equity loan. Its definitely something worth considering if it will lower your rate and lower your payment.

To view our list of recommended home equity lenders online, visit this page: Recommended Home Equity Line of Credit Lenders Online.

Carrie Reeder is the owner of ABC Loan Guide, an informational website about various types of loans.

Article Source: http://EzineArticles.com/



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